Ditwah: 79% of motor claims settled — but were insurers fair or fast?

Cyclone Ditwah flooded thousands of vehicles last November, and recent industry data shows insurers settled about 79% of motor claims by mid-2026, far ahead of the 44% settlement rate for property and business claims. Some owners say their insurer paid out quickly and reasonably, writing off a flooded car rather than dragging out a repair fight. Others say "quick" just meant a lowball offer, or a push to total a car that could have been properly reconditioned, so the insurer could close the file and move on to bigger non-motor claims. Non-motor claims still account for the bulk of money owed, so motor policyholders may have simply been easier and cheaper to clear first. If your car was damaged in the floods, how did your claim go — fair valuation, slow payout, or did you feel rushed into accepting less than the car was worth? ඔයාගේ වාහනේ ඩිට්වා ගංවතුරෙන් හානි වුණානම්, ඉන්ෂුවරන්ස් එකෙන් හරියට සලකුවද?