Ditwah: Motor Insurance Claims Got Paid Fast, Everything Else Still Stuck — Why?

Cyclone Ditwah hit a year ago this month. Regulator data shows 79% of motor insurance claims were settled by May 2026, against just 44% of non-motor claims. By October, officials said the motor claims book had "largely been cleared" while non-motor claims made up 97% of the roughly Rs 28 billion still unpaid. One view: motor insurers did their job properly, vehicles are people's livelihoods so fixing cars and vans fast kept the country moving. Other view: motor claims were just easier paperwork, a damaged car is simple to survey and photograph, while houses and businesses need bigger assessments, so "fast" doesn't prove insurers are actually reliable. If you filed a motor claim after Ditwah, did it actually move quickly, or are you one of the ones still chasing a surveyor or an excess payment a year later? Did the insurer argue over the damage, or pay out close to what you asked? ඩිට්වා හානියට රක්ෂණ වාහන වන්දි ඉක්මනින් ගෙවුවාද, එහෙම නැත්නම් ඔයාලත් තාම පරීක්ෂකයෙක් එනකම් ඉන්නවාද?