State Insurer NITF Quietly Stopped Writing New Motor Covers — Why, and Who Covers You Now?

The National Insurance Trust Fund, the government's own insurer, decided to stop issuing new Motor Insurance covers from September 1, 2026. If you already had an NITF motor policy, they say they'll keep servicing it and settling claims until it expires, but once it's up you have to go elsewhere. One side says this is overdue: NITF motor was never its core business, loss ratios on vehicle claims are brutal with today's spare part and repair costs, and the state fund is better off sticking to schemes like Agrahara instead of competing with private insurers it was always going to lose money against. The other side finds it unsettling: a state-backed insurer walking away from motor cover looks like a warning sign about how distorted this market has become, and plenty of people, especially public sector buyers, chose NITF specifically because it was cheap, trusted, and simple, with no hard sell on add-ons. If you had an NITF motor policy, has your claim service changed since the announcement, and where did you move your cover to on renewal? Oyage vehicle eka NITF eken cover karala thiyenawa nam, renew karana welawe mokada welapu da?